Tuesday, January 13, 2009

Six things your insurance agents dont want you to know.

By Jeff Cline

Six things your insurance agents dont want you to know.

1) Dont let your agent talk you into a low deductible health insurance plan, since most people never met their deductible.

2) Your agent gets a commission on adding on towing,rental and especially road side assistance.

3) Term Life Insurance is less expensive than whole life insurance.

4) The largest discounts can be found on Home owners insurance, ask 5 times if there are any other discounts and see what happens.

5) Mulitiple line discounts are availible through most companies, so make sure you ask for them since they cust into the agent commission you may not have them offered to you.

6) Agents get paid on commission, and most carriers reduce theri commissions after the second year.

Why then do most agents push for these things? GREED, pure greed they get paid a percentage of what you pay to the insurance carier so the more you pay the more they make.

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